Where and when to invest? Do you feel overwhelmed with the choices available to you? The financial world has evolved so much and as a result the complexity of making an investment decision has intensified. Complicating matters even further is having to consider aspects such as timing, economic trends, currencies, inflation, interest rates, taxation laws and more before your selection. It is no wonder people feel overwhelmed when making their investment decisions. The role of a financial advisor is to de-mystify this world for you and to help you determine your investment strategy. The ultimate goal as your advisor will be to try to accomplish what can be defined as : “maximizing after tax returns in concordance with the investor’s risk tolerance level and his/her planned time horizon.”
Depending on the stage of your life, you may be saving for a house or a vacation home, putting money aside for your child’s education, saving for a rainy day, or planning for your retirement. There are plenty of reasons for making your financial situation a priority in your life. Whatever the reasons, we are here to help guide you.
To achieve your goals we have several types of products from only the most reputable companies. They are as diverse as mutual funds, principal protected notes (PPNs), guaranteed investment certificates (GICs), to segregated funds, annuities, term investments tied to a basket of securities all of which can be Registered or Non-Registered. We also offer Tax Free Savings Accounts (TFSA) and Registered Education Savings Plan (RESP) for your child’s education. The investment strategy will depend on your current financial situation, your goals, your investment horizon and your risk tolerance. To uncover and assess what these aspects are for you, our process includes engaging in a discussion around a series of questions as well as completing a risk profile questionnaire.
Let us help you design an implementable plan of action and give you access to the best solutions to meet your needs and goals.