How can you make your employees happier and more productive?

If you are a business owner you should be considering a group insurance package for yourself and your employees. A group package is a great way to get coverage you need with a group discounted rate. It is also a great way to attract new employees and retain your existing trained staff. Good people are what makes a company run and they are an invaluable resource to preserve. By offering them good employment benefits through a group insurance plan you are giving them incentive to stay. It is a good way to show how much you appreciate their work especially since these benefits extend to their families.

Business wise it is a great decision for reasons mentioned above but also, did you know it creates tax advantages?  It can actually cost you less to compensate a pay raise by offering a group package than by increasing a salary. These are strategies that could be explored for your business, contact us for more details.

If you already have a group package, perhaps we could still be of service. We could review your plan to see if it can be improved or we could shop the market for you to make sure you have the most competitive rate. If this is of interest, please contact us, it would be a pleasure to provide you with our recommendations.

A Group Benefit Package can consist of : 

  • -Life Insurance (for spouse and children too) 
  • -Disability Insurance (Short Term and Long Term)
  • -Health Care Insurance (Prescription drugs; now mandatory by law) 
  • -Paramedical Services (physiotherapy, psychologists …) 
  • -Dental Insurance (cleanings, preventative, major restorative…) 
  • -Vision Care Insurance (glasses, contacts and examinations) 
  • -Travel Insurance (work or leisure 24/7 anywhere in the world) 
  • - Group Registered Retirement Savings Plans (RRSP)
  • - Deferred Profit Sharing Plans (DPSP)
  • -Pension Plans (a whole variety of investment choices)
  • - Group Registered Education Savings Plans (RESP)